SOCIAL hosted an all-women panel discussion with the financial planning app LXME this International Women’s Day

March 2020: This International Women’s Day, SOCIAL collaborated with LXME – India’s first financial planning platform for women and hosted a panel discussion on financial independence, aptly called Girls Just Want To Have Funds. Some remarkable women like Aneesha Kotwani, Founder, Wavlngth; Guneet Monga, Producer, Entrepreneur, Academy Award Winner, BAFTA Nominee and Sucharita Tyagi, Film Critic, RJ, Entrepreneur; Tanisha Fagwani, Founder, EFG Store (Host) and Priti Rathi Gupta, Founder, LXME; Financial Feminist (Moderator) shared their success stories at this collaborative event hosted at antiSOCIAL Mumbai on Sunday, March 08, 2020.

The event commenced with an open mic session featuring unique performances from upcoming female standup artists. The informative panel discussion touched upon the topic of ‘Revolutionizing financial independence for women and smashing the patriarchy at the same time’, for which SOCIAL turned to a like-minded vertical, the financial planning platform - LXME.

Speaking on the panel, Guneet Monga, Filmmaker & Oscar Winner said, "I have been an avid user of LXME and support it with all my heart to promote women to invest. It is made for the women and by women. It has empowered me and I would tell everyone to start now. It’s time that every woman should start choosing to make her own investments, which meet her goals and dreams. On Women’s Day, it’s amazing to sit on a panel with other empowered women across age groups and talk about investments. Let’s make sure our money works as hard for us as we do.”

The discussion incorporated views from the various panellists on Financial Goals to Risk Management, Investment Strategies, Retirement Planning, and Estate Planning to educate and empower the women audiences. Moderated by LXME founder and finance expert, Priti Rathi Gupta, the attendees took notes on networking for entrepreneurs, how to build a strong financial backbone, and also how to leverage solid business partnerships, to succeed.

GAIL celebrates International Women’s Day with its innovative "What's Your Avatar" initiative

6th March 2020, New Delhi: Inspired by Honourable Prime Minister’s  initiative #SheInspiresUs  and as a tribute to its women employees of the organization, GAIL (India) Ltd. celebrated Women's Day with its "What's Your Avatar" initiative within the organization.

Under this initiative, GAIL employees had an option to choose specially designed "Avatars" physically as well as on a digital platform from six different categories namely "Passionate", "Team Player", "Risk Taker", "Empathetic", "Intellectual" and "Multitasker", and gift it to their women colleagues, as a token of appreciation for their skills, efforts and qualities.

The event saw a high turnout & digital engagement, where GAIL employees enthusiastically participated to gift "Avatar" badges to their colleagues and write their names on the billboard besides their corresponding qualities.

GAIL aims at treasuring its employees as its best resources and believes in building a diversified workforce.

Celebrate This International Women’s Day with the leaders of our society

Acknowledging the women’s achievements should not be bound to any particular day, However, 8th March is being celebrated as an International Women’s Day every year to honour the social, economic and cultural achievements of women and is to let women know that she has the same liberty that is being offered to men, in doing whatever they want to do in their life without any restriction and without any fear of the society.

As they say “no one has the power to defeat the tremendous courage inside a woman”, International Women’s Day is all about embracing women’s fraternity and educating mindsets.

“we are in control of our mind, no one can take that away. Never give up, keep exploring and keep inspiring . And last but not least, just remember one thing always, we don’t need to be empowered, we already are. Let’s work towards equality and work together to make a difference in this world for ourselves. Happy International Women’s Day !“ says Mountaineer, Kamal Kaur

“We women have an unidentified power within us. We can not only achieve what we set our heads into at the same time manage home family and children. I was the first woman making Sleepwear for women in an industry that was only run by men. So the patience and courage required to get there only women can have.” Designer Khyati Nathwani

PEPSI® CELEBRATES INTERNATIONAL WOMEN’S DAY WITH SWAG

~Brand marks the occasion by naming rising cricketer Shafali Verma as its latest SWAG STAR~ 

 

National, 6 March 2020: This International Women’s Day, beverage brand PEPSI® is all set to celebrate the inimitable SWAG of India’s new generation. The brand today announced its association with SHAFALI VERMA, the rising star of Indian Cricket, as she joins the Pepsi universe as its latest Swagstar.

PEPSI® is taking forward its youth centric philosophy of HAR GHOONT MEIN SWAG and engaging with consumers through India’s favorite sport. Through this collaboration, the brand is inspiring people, especially women in sports to be their true self and stand by their choices. The 16-year-old will soon take over the brand’s Instagram page to showcase her take on the sport and the philosophy of SWAG.

Speaking on the association, Tarun Bhagat, Director-Marketing, Hydration and Cola, PepsiCo India, said,

“This Women’s Day, we chose to celebrate the spirit of womanhood  by associating with Shafali Verma, someone who resonates with the SWAG traits of being self-confidence and self-belief and is a trail blazer in the sports  field. We are proud to have Shafali as PEPSI®’s latest SWAGSTAR and with this association, we look forward to inspiring a generation of young Indian women as we tell her story of SWAG.”

The teen sensation and ace cricketer Shafali Verma added, “I am thrilled to be associated with an iconic brand like PEPSI®. Women are moving ahead in every sphere of life and it is time we live life confidently and on our own terms. I strongly believe in PEPSI®’s philosophy of encouraging people to be their true self and be effortlessly cool yet confident in what they aspire to be.”

After Mithali Dorai Raj, Shafali is the 2^nd Indian woman player to top the Women’s T20I Rankings. She is also the youngest woman to play for India in a T20I match and last year became the youngest Indian woman player to score a half-century in international cricket. Last year, Pepsi collaborated with Late Smt. Charulata Patel, the octogenarian,  acknowledging her love for cricket and her Swag to live  her life to the fullest.

About PepsiCo India:

PepsiCo entered India in 1989 and has grown to become one of the largest MNC food and beverage businesses in India. PepsiCo India has been consistently investing in the country and has built an expansive beverage and snack food business supported by 62 plants across foods and beverages. PepsiCo India’s diverse portfolio includes iconic brands like Pepsi, Lay’s, Kurkure, Tropicana 100%, Gatorade and Quaker.

PepsiCo’s growth in India has been guided by our vision to Be the Global Leader in Convenient Foods and Beverages by Winning with Purpose. “Winning with Purpose” reflects our ambition to win sustainably in the marketplace and embed purpose into all aspects of the business. For more information, visit www.pepsico.com

CRIF High Mark: International Women’s Day Data Points

women borrowers spiked 36% since December 2017. At the onset of International Women’s Day, they have put together the attached data and insights around the women borrowing trends.

Key Observations:

-          Since Dec 2017, there is an incredible growth of 33% and 41% amongst women borrowers in the age group 36-50 and >50, respectively

-          Portfolio outstanding is lowest in Andhra Pradesh, Uttar Pradesh, Telangana for personal, auto and housing loan, respectively

-          The average ticket size for women is more than that of men across home and auto loans

-          Women took most number of home loans across all categories as compared to men

-          The female borrowers also default less. Their delinquencies for home and auto loans are 15 and 10 basis points better than that of men

-          Top 4 southern states contribute 38.6 % towards total female personal loan

-          Top 3 southern states contribute 28.3 % towards total female auto loan

-          Top 3 southern state contribute 27% towards total female home loan

International Women’s Day Data Points

Percentage share of male and female borrowers across various loan categories (as of Dec 2019)

	Personal Loan	Auto Loan	Home Loan
Size of Market	Rs 5.11L Cr	Rs. 4.58L Cr	Rs 20.6L Cr
Female	15%	15%	29%
Male	85%	85%	71%

Observation: Indian women are availing credit more for home Loan as compared to personal and auto loans.

Growth of loan portfolio according to age groupin the span of two years since Dec 2017

-          33% in the age group of 36-50 years

-          41% in the age group of >50 years

Observation: Womenborrowers spiked 36% since December 2017

Delinquency rates of male and female borrowers across loan categories (PAR 91-180)

	Personal Loan	Auto Loan	Home Loan
Female	0.71%	0.96%	0.63%
Male	0.70%	1.06%	0.78%

Observations:

·         For Home loans as well as Auto loans, the delinquency of women borrowers at 0.63% and 0.96% is better off by 15 basis points and 10 basis points, respectively over the delinquency of male borrowers.

·         On the other hand, for Personal loans, the delinquency is almost at par for both men and women with a marginal difference of just one basis point, where women are deemed to be at a higher default risk at 0.70%

Average Ticket Size Loans across various loan categories (as of Dec 2019)

	Personal Loan (L)	Auto Loan (L)	Housing Loan (L)
Female	1.68	4.79	16.38
Male	1.79	4.46	14.45

Observations:

·         The average ticket size of a home loan when women borrow (16.38 lakh) is 13.35 % higher than when a man borrows (14.45 lakh)

·         The average car loan size when women borrow (4.79 lakh) is 7.3% higher than when a man borrows (4.46lakh)

·         For personal loans, women seem to borrow less than men. The average ticket size for female applicants (1.68 lakh) is 6.5% less than when a man borrows (1.79 lakh)

States with the most amount of Female Portfolio Outstanding (as of Dec 2019)

Personal Loan	Portfolio Outstanding (Cr)	Auto Loan	Portfolio Outstanding (Cr)	Housing Loan	Portfolio Outstanding (Cr)
Tamil Nadu	10,908	Maharashtra	7,681	Maharashtra	1,31,591
Maharashtra	10,259	Karnataka	7,076	Tamil Nadu	61,215
Karnataka	7,691	Tamil Nadu	6,927	Karnataka	60,731
Telangana	6,008	Telangana	6,113	Gujarat	43,470
Andhra Pradesh	5,332	Uttar Pradesh	5,333	Telangana	40,464

Observations:

·         Women borrowers from southern states contribute more as compared to western and northern states

·         Top 4 southern states contribute 38.6 % towards total female personal loan

·         Top 3 southern states contribute 28.3 % towards total female auto loan

·         Top 3 southern state contribute 27% towards total female home loan

States with the most amount of Male Portfolio Outstanding (as of Dec 2019)

Personal Loan	Portfolio Outstanding (Cr)	Auto Loan	Portfolio Outstanding (Cr)	Housing Loan	Portfolio Outstanding (Cr)
Maharashtra	56,028	Maharashtra	50,635	Maharashtra	336,799
Tamil Nadu	40,997	Uttar Pradesh	33,682	Karnataka	152,023
Karnataka	40,164	Gujarat	33,781	Tamil Nadu	133,191
Telangana	33,982	Karnataka	27,665	Gujarat	123,026
Andhra Pradesh	31,632	Tamil Nadu	26,625	Uttar Pradesh	95,708

Observations:

·         Men borrowers from southern states contribute more as compared to western and northern states

·         Top 4 southern states contribute 33.8 % towards total male personal loan

·         Top 2 southern states contribute 14 % towards total female auto loan

·         Top 2 southern state contribute 19% towards total female home loan

5 Best Short films on ShortsTV that will excite you this International Women’s Day

Celebrate International Women’s Day like never before! Get ready to be inspired by watching some incredible and unconventional short films right in the comfort of your home. This March, ShortsTV is showcasing the best short movies about ordinary women who have played extraordinary roles that embrace female empowerment, across its various platforms such as Tata Sky, Dish TV, d2h and Airtel DTH. Following are the list of women-centric short films that will change the way we look at woman today.

ZAHIDA

This story is a window inside the life of the first female taxi driver in Pakistan. Zahida is an interesting insight into the personal and professional traits undertaken by this woman.

THE UNBORN

A couple with a daughter is expecting their next child. They feel they cannot afford another female child. Therefore, they steal money from their workplace to manage money for the gender determination test. The story revolves around their decision that turns their world upside down.

JUICE

Popular Actress Shefali Shah plays the hostess Manju where she brilliantly portrays the frustration and silent rebellion of a housewife in a middle-class family.

THE OTHER WAY

A bride dares to take one last step before taking the leap.

TEN: THIRTY ONE

The story is of three generations of women from a single-family. They experience loss, redemption, and hope by the sacrifices that they make for each other.

~ Watch these inspiring short films on Tata Sky ShortsTV, ShortsTV Active, and Airtel ShortsTV ~