BOB Travel Companion – HPCL Energie, Eterna & Premier Credit Card

Embark on a journey like never before with BOB Card's stellar travel companions—HPCL Energie, Eterna and Premier Credit Cards. From elevating your airport experience with complimentary airport lounge access to adding more value to your money with extra rewards on your travel spends, to delighting you with fee waivers, you must know, each card is a powerhouse in its own right that caters to distinct travel preferences, promising unparalleled experiences and benefits.

HPCL Energie: Happiness ka tank full

 

The HPCL Bank of Baroda ENERGIE Credit Card stands as a co-branded offering, presenting noteworthy advantages for your fuel purchases. Unlock up to 80 litres of Free Fuel annually using the HPCL BoB Energie credit card through enticing rewards and fuel surcharge waivers. This credit card is specially designed for those who spend a lot of money on fuel and are always on the lookout to save some. However, this card is not limited to just fuel perks; it extends its benefits to various other categories such as travel, shopping, and movie ticket bookings. If you find yourself gravitating towards HPCL petrol pumps, this credit card is your ticket to comprehensive savings and privileges. Dive into the details of this unique credit card to elevate your fueling experience and beyond.

Key Features and Benefits:

• Joining Fee: Rs. 499 + taxes
• Annual Fee: Rs. 499 + taxes
• Welcome Benefit: Enjoy 2,000 bonus reward points by spending Rs. 5000 or more within 60 days of card issuance.
• Fuel Benefits: Save up to 5% on fuel purchases at HPCL petrol pumps. Earn 24 reward points on every Rs. 150 spent at HPCL outlets, capped at 1,000 reward points per statement cycle. Avail a 1% fuel surcharge waiver (up to Rs. 100) on transactions between Rs. 400 to Rs. 5,000 at HPCL outlets including fuel purchases made through the HP Pay app.
• Additional benefits offered exclusively by HPCL: Get an additional 1.5% cashback per Rs. 100 as payback points on fuel purchases through the HP Pay app.
• Reward Points: Earn 5X reward points on select categories: 10 reward points for every Rs. 150 spent on utility, grocery, and departmental stores. 2 reward points for every Rs. 150 spent on other categories.

Other Benefits:

• Renewal Benefit: Annual fee waiver on spending Rs. 50,000 in a year.
• Travel Benefit: Enjoy 4 complimentary domestic lounge accesses in a year (1 per quarter).
• Movie Benefit: Get a 25% discount (up to Rs. 100) on booking movie tickets via Paytm Movies, twice per month.
• Smart EMI: Convert purchases of Rs. 2,500 or above into easy EMIs of 6/36 months.
• Add-on Cards: Avail 3 lifetime free add-on cards for spouse, parents, siblings, or kids (above 18 years).

In the realm of fuel-centric credit cards, the HPCL BoB ENERGIE card stands out as a unique contender, particularly when compared to Axis Bank IOCL, HDFC Indian Oil, and Standard Chartered SuperValue Titanium credit cards. While sharing similarities in annual fees, the ENERGIE card distinguishes itself with an easily attainable fee waiver at a minimum annual spend of Rs. 50,000, contrasting with the more stringent conditions of its counterparts. The reward rate on fuel purchases remains on par with its competitors, but the ENERGIE card shines with higher fuel rewards and attractive benefits in almost all shopping categories. Notably, it outshines other fuel cards by offering complimentary lounge access without any spending milestones, making it a comprehensive and rewarding choice for fuel-savvy consumers.

Eterna Card

While the HPCL Energie Card fuels your road trips, the Bank of Baroda Eterna Credit Card takes international travel to unparalleled heights. Cardholders can earn 15 reward points for every ₹100 spent on travel and international transactions, making it a lucrative option for those who frequently engage in global travel. Offering the unlimited complimentary access to domestic airport lounges, enhance the overall travel experience. Furthermore, with a reduced forex mark-up of just 2% on international spends, the Eterna card ensures that travelers can make the most of their international transactions. These features, combined with its focus on travel, dining, and lifestyle privileges, position the Eterna Credit Card as an ideal companion for individuals seeking a seamless and rewarding international or domestic travel experience. Eterna offers luxury with smart savings of up to Rs.81000* annually.

Key Features: 

• Joining Fee: Rs. 2,499
• Annual Fee: Rs. 2,499
• Welcome Benefit: 6 months Fitpass Pro Membership
• Milestone Benefit: Earn 10,000 bonus reward points on spending ₹ 50,000 within the first 60 days & 20,000 bonus reward points on spending ₹ 5,00,000 in a year.
• Additional Benefit: 5x reward points on dining, travel, ecommerce and international payments.

Fitpass Pro Membership As Welcome Benefit: 

• Complimentary 6-month Fitpass Pro membership worth Rs. 15,000 upon card activation.

Good Rewards on Your Purchases: 

• Earn 3 reward points on every Rs. 100 spent on other categories
• 1.5 reward points for every ₹ 100 spent on SELECT MCCs^*

Other Benefits: 

• Buy one, get one movie ticket on Paytm Movies.Max. Rs. 250 per card per statement.
• Complimentary golf lessons at participating golf course.
• Unlimited complimentary domestic airport lounge access.

Fuel surcharge waiver on txns between Rs. 400 to Rs. 5000 (max. Rs.250 per Statement)

Premier Card

BOB Financial presents another exceptional travel card, the BoB Premier credit card, offering a myriad of travel-related benefits and bonuses. One of the card's primary advantages lies in its 5x reward points on travel and dining expenditures, making it stand out in the market. With its travel privileges and commendable reward rate, the Bank of Baroda Premier Credit Card, emerges as a feature-packed card, designed to enhance your journey.

Key Features & benefit:

• Joining Fee: Rs. 1000 + GST
• Annual Fee: Rs. 1000 + GST.
• 5X Rewards on Travel, Dining, and Abroad: Earn 10 Reward Points for every Rs. 100 spent on travel, dining, and international transactions.

• 2X Rewards on Other Categories: Earn 2 Reward Points for every Rs. 100 spent on categories beyond travel and dining.
• 1X Rewards on Select MCCs: Earn 1 Reward Point for every Rs. 100 spent on select Merchant Category Codes.
• Complimentary Airport Lounge Access: Enjoy 1 complimentary airport lounge visit every calendar quarter at participating lounges.
• Fuel Surcharge Waiver: Avail a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000 at fuel stations across India (max. Rs. 250 per statement cycle).
• Make PREMIER Lifetime Free: Spend Rs. 10,000 within 60 days and Rs. 1,20,000 in a year to enjoy reversal of /First Year and Annual fees.
• Rewards Redemption : Redeem your reward points for cashback
• Smart EMI Option: Convert purchases of > Rs. 2,500 on your card into easy EMIs of 6/36 months.

Other Benefits:

• Free Add-On Cards: Get up to 3 lifetime free add-on cards for your spouse, parents, siblings, or kids (above age 18).
• In-Built Insurance Cover: Enjoy a free Personal Accidental Death Cover for financial protection.
• Zero Liability on Lost Card: Report the loss of the card immediately for zero liability on any fraudulent transactions.
• Revolving Credit Facility: Pay the Minimum Amount Due and finance your spends at your convenience.