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“Union Budget has paved the way for unleashing the potential of Indian economic growth by strengthening a resilient and inclusive finance, keeping the right balance between pro-growth and fiscal prudence amidst global headwinds. The big boost is government’s growth-oriented push with continued rise in capital outlay, which will give an impetus at various structural fronts, primarily, employment generation, rising consumption, strengthening affordability, and thereby, moderating inflation. We welcome the steps taken to enhance digital infrastructure like single KYC for individuals & businesses and digi-locker, focus on financial inclusion, ease of business & living, skilling youth, and a full thrust to green & clean economy, ensuring policy direction stability and foresighted outlook to keep the economic growth engines on accelerated path. As a consumer NBFC, we are optimistic about the road ahead and will continue to work in alignment with government’s vision and policies.”
~ Ondrej Kubik, CEO, Home Credit India
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About Mr Ondrej Kubik:
Ondrej Kubik became the CEO of Home Credit India in July 2018, however, his journey with Home Credit Group began in February 2008. He has years of rich and diverse experience in financial controlling, performance management and financial consultancy as well as in business intelligence. Prior to joining Home Credit, he held various positions in finance industry, both at commercial banks and investment traders.
His career spans from accounting and financial consultancy to top executive positions across Home Credit’s countries. Over the last 14 years, he has been in various strategic roles within Home Credit Group. He was the Country CEO in Kazakhstan (a role he held since September 2014-18) before joining Home Credit India, Chief Financial Officer in two of the Group’s countries – in Kazakhstan (2010 - 2012) and later in Belarus (2012 - 2014). In Belarus, Ondrej also served as Acting CEO for a period of time. Ondrej graduated from the University of Economics in Prague with a Master’s degree in Finance and Commercial Law and has a Diploma from the CFO Academy in London. He has been an ACCA Member since 2002 and a Chartered Financial Analyst since 2006.
About Home Credit India:
Home Credit India Finance Pvt. Ltd. is a local arm of the international consumer finance provider Home Credit International with operations spanning Europe and Asia and committed to drive financial inclusion in India. The company is committed to drive credit penetration and financial inclusion by offering wide financial solutions that are simple, transparent, and accessible to all. Home Credit India has an employee base of ~5000 and has been consistently expanding operations since its entry in 2012, with its operations spread over 625 cities across India. The company has a strong network of around 53,000 points-of-sale (PoS) and is growing with a customer base of 15 million customers, driven by Pan-India expansion across major markets, a range of diversified and innovative products backed by superior customer experience.
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